$per year
Annual Cost Breakdown — University of St. Gallen (HSG)
St. Gallen, Switzerland · 3-year program · Normal lifestyle
Tuition$3,300
Housing & Living$27,960(~$2,330/mo)
Round-trip flights/yr$900
Annual total
$32,160
3-year program total
$97,680
incl. $1,200 one-time costs
Living costs based on 2025–26 student budgets in St. Gallen, Switzerland. Actual costs vary by lifestyle and housing choice.
How It Compares to a US Degree
University of St. Gallen (HSG)
$97,680(Your estimate)
US Public University (3 yr)
$84,000(~$28,000/yr)
US Private University (3 yr)
$186,000(~$62,000/yr)
Estimated savings vs. US private university
$88,320